T-Life 2.0.1

Hamburg-Mannheimer nv offers an insurance policy called T-Life. This policy provides life insurance coverage for individuals who want to ensure their loved ones are financially protected in case of unexpected events. T-Life offers different options to choose from, allowing customers to customize their plan according to their needs and budget.

There are two types of policies available: level term and decreasing term. Level term provides a fixed amount of coverage throughout the policy's term, while decreasing term provides a decreasing amount of coverage over time.

• Level Term: This policy is suitable for individuals who need a constant level of financial protection during the policy's term. The coverage amount remains unchanged throughout the policy term, and premiums are calculated based on age, health condition, and lifestyle choices.
• Decreasing Term: This policy is suitable for individuals who want to ensure that their financial obligations, such as mortgages, are paid off in the event of death. The coverage amount decreases over time, and premiums are usually lower than level term policies.

T-Life also offers an additional benefit called critical illness coverage, which provides financial protection in case the insured individual is diagnosed with a specified critical illness. This benefit can be added to either level term or decreasing term policies, giving customers more flexibility and peace of mind.

T-Life by Hamburg-Mannheimer nv is a reliable option for those seeking life insurance coverage tailored to their specific needs.